Senior Credit Risk Analyst

We are DSK Bank, a proud member of OTP Group, a leading financial institution in CEE, leader in the Bulgarian banking sector. As member of our team, you will be part of one of the largest banking groups in Bulgaria, which plays an important role in creating and maintaining business relationships with leading companies in the country, as well as with several million individual customers.

Currently we are looking for an ambitious and proactive person to join us a Senior Credit Risk Analyst and to support our Credit Risk Reporting Team, Risk Management Division, HO, Sofia.

The position is opened by DSK Group Risk Data and Credit Risk Reporting Department of DSK Bank.

Job responsibilities:

• Ensures appropriate control over reported data and the compliance with the regulatory requirements related to credit risk, including FINREP, large exposures, concentration, internal exposures, ECB reports, AnaCredit, etc.;
• Provides regulatory and internal reporting in relation to credit risk and the related impairments, incl. sensitivity analysis and impact assessment of portfolio evolutions, change of IFRS 9 parameters and/or classification triggers;
• Ensures consistent integration of credit risk data from subsidiaries, in accordance with the current implementation plan.
• Maintains up-to-date and detailed descriptions of the reporting prepared by the team, of the related processes, procedures, and methodologies.
• Ensures proper control over the reporting to credit registries (e.g. CCR, ANACREDIT).
• Enhances strategic partnership and efficiency of collaboration with other team members.

You are the ideal candidate if you have:

• Advanced skills in data aggregation, data analysis and reporting.
• 4+ years of experience in credit risk reporting or a related field.
• Experience in PL/SQL for database development and reporting tasks.
• Master’s degree in finance, economics, applied mathematics or another related field.
• Understanding of the risk environment and the regulatory expectations in the credit risk reporting field.
• Critical and combinatorial thinking with focus on details.

What we offer to you:

• Excellent opportunities for professional and career development in one of the leading banks in Bulgaria;
• Food vouchers – 200 BGN per month;
• 20 + 5 days of paid annual leave;
• Additional health insurance;
• Access to preferential terms for home and mortgage loans;
• Bonus system based on performance;
• Opportunity to work from home (in certain cases);
• Preferential terms for a MultiSport / CoolFit card;
• Discounts with numerous large companies;
• Referral bonus for recommending a friend.
• Modern business environment with exciting challenges and work diversity.
• Access to inspired young professionals and senior managers, who can help you learn, have fun and grow your professional skills in an exciting field of the financial industry.